We read each vendor's live pricing or signup page on 2026-06-16 and tabulated what is genuinely free, whether a card is required, and whether the free output can be used commercially. Free terms change often, so treat the table as dated, not permanent, and confirm at signup before you build.
Almost every voice-AI platform will let you try it without paying. The catch is that “free” hides four very different deals, and picking the wrong one wastes a weekend. A free tier is a plan you keep using each month inside its limits. A trial runs for a fixed window, usually 14 days, then stops. A credit is a one-off pot of money or minutes that does not refresh. And a couple of the building blocks are open source, free to run on your own machine forever. Which one you want depends on whether you are kicking the tyres for an afternoon or building something you will keep.
So before you hand over a card, here is the honest shortlist. For ongoing, no-card testing, the most generous free tiers are Speechmatics (3,000 speech-to-text minutes a month, or 50 hours), LiveKit (1,000 agent minutes a month) and Deepgram ($200 of credit that never expires). To try a turnkey phone agent, Bland’s free Start plan skips the card. (Frontdesk, which offered 20 free minutes a month back when it was called My AI Front Desk, withdrew its free tier in July 2026; it now runs a 7-day trial instead.) If you just want to hear the best voices, ElevenLabs gives you 10,000 credits a month, but read the commercial-use warning below first.
Every free tier and trial, side by side
We read each platform’s live pricing or signup page on 2026-06-16 and put what is actually free into one table: how much you get, whether it is a perpetual tier or a one-off, whether a card is required, and whether you are allowed to use the output commercially. The “try free” links go straight to the platform.
Paid link, we may earn a commission. How this works.
| Platform | What's free | Type | Card? | Commercial use | Try it |
|---|---|---|---|---|---|
| Bland | Free Start plan + 2 credits + free number | Free tier | No card | Yes | Try free → |
| Cartesia | 20,000 credits/mo + $1 agent usage | Free tier | No card | No | Try free → |
| ElevenLabs | 10,000 credits/mo (~10 min TTS) | Free tier | No card | No | Try free → |
| Fish Audio | 8,000 credits/mo (about 7 min) | Free tier | No card | No | Try free → |
| Hume AI | 10k TTS chars + 5 EVI min/mo | Free tier | No card | No | Try free → |
| LiveKit | 1,000 agent min/mo free (Build) | Free tier | No card | Yes | Try free → |
| Rime | 3,000 min free, then pay-as-you-go | Free tier | No card | No | Try free → |
| ServiceAgent | Free pay-as-you-go Launch tier | Free tier | No card | Yes | Try free → |
| Speechify | 50K TTS chars + 60 agent min/mo | Free tier | No card | Yes | Try free → |
| Speechmatics | 3,000 min/mo STT + 1M TTS chars | Free tier | No card | Yes | Try free → |
| Pipecat | Open source (BSD-2), free to self-host | Open source | No card | Yes | Try free → |
| CloudTalk | 14-day trial + 50 free AI min | Trial (14 days) | No card | Yes | Try free → |
| Frontdesk | 7-day free trial (free tier withdrawn) | Trial (7 days) | No card | Yes | Try free → |
| Hermes | Founders' beta: free for 60 days | Trial (60 days) | No card | Yes | Try free → |
| Ringly.io | 14-day trial (Pro plan) | Trial (14 days) | Card | Yes | Try free → |
| AssemblyAI | $50 free credit (~185 hrs STT) | Free credit | No card | Yes | Try free → |
| Deepgram | $200 free credit, no expiry | Free credit | No card | Yes | Try free → |
| Murf AI | 10 free minutes (one-off), no export | Free credit | No card | No | Try free → |
| Retell AI | $10 free credits, then pay-as-you-go | Free credit | No card | Yes | Try free → |
| Telnyx | $5 free testing credit | Free credit | Card | No | Try free → |
| Vapi | $10 free credits | Free credit | No card | Yes | Try free → |
The vendors not in that table are the ones with no free option at all: OpenAI’s Realtime API is pure pay-per-token, and PolyAI, Sierra and Cognigy are quote-only enterprise products you can only get to through a sales demo.
The catch nobody puts in the headline: commercial use
This is the trap that costs people real money. A free tier that sounds generous is often licensed for personal testing only, which means you cannot legally put the audio in a product, a paid video or a client’s phone line. On the voice (text-to-speech) side it is the norm rather than the exception: ElevenLabs, Cartesia, Murf and Hume all withhold a commercial licence on their free tiers, and most also require attribution. ElevenLabs unlocks commercial use at its Starter plan ($6 a month), Hume at Creator ($14 a month).
The speech-to-text engines and the developer credits are friendlier here. Deepgram’s $200, AssemblyAI’s $50 and LiveKit’s free minutes are standard pay-as-you-go terms you can build on. The rule of thumb: a free voice you will publish almost always needs a paid tier, while a free engine you are wiring into your own stack usually does not. When in doubt, the licence is in the terms, and it is worth the two minutes to read it before you ship.
Best free option by job
No single free tier wins for everyone, because the jobs are different. Here is where to start for each.
| Your job | Start free with | Why |
|---|---|---|
| Try a turnkey phone agent | Bland (free Start, no card) | Answers real calls free without a developer or a card; Frontdesk withdrew its 20 min/mo free tier in July 2026 |
| Build your own agent in code | LiveKit (1,000 min/mo) or Pipecat (open source) | A real monthly free allowance, or free forever if you self-host |
| Add speech-to-text | Deepgram ($200) or Speechmatics (3,000 min/mo) | The biggest no-card allowances, and both fine for commercial use |
| Hear the best voices | ElevenLabs (10k credits/mo) | Top voice quality to audition, but test-only until you pay for a licence |
| Run a quick one-off test | Vapi or Retell ($10 credit each) | Enough to put a few calls through end to end before deciding |
What it costs once the free runs out
The point of a free tier is to try before you commit, so it is worth knowing what “commit” costs. Free minutes run out, trials end, and credits empty, and then you are on the paid rate. For the turnkey phone platforms that lands roughly where the rest of our pricing work puts them: Bland about $0.11 to $0.14 a minute all-in, Vapi from $0.05, Retell about $0.07 to $0.31, ElevenLabs about $0.08 to $0.25 for an agent. The building blocks are cheaper per unit because you are buying one piece: Deepgram from about $0.08 a minute, Speechmatics from a fraction of a cent for transcription.
Rather than trust a headline, put your own numbers through the cost calculator, and read the full price index for every platform’s all-in range. Each platform’s own page has the detail on what the free tier includes and what the first paid tier adds, linked from the table above.
The honest bottom line
Free is a genuinely good way to choose a voice-AI platform, as long as you match the deal to the job. Want to keep testing for weeks without a card? Start with a perpetual free tier (Speechmatics, LiveKit, Bland). Building something you will ship? Check the commercial-use line before you fall for a free voice you cannot legally use. Just want a quick end-to-end run? A credit (Deepgram, Vapi, Retell) is plenty. And if you are technical and patient, Pipecat is free forever to self-host. Try two or three against your real script, watch where the free allowance runs out, and only then reach for the card.
Common questions
What is the best free voice AI?
Which free voice AI does not need a credit card?
Can I use a free voice AI commercially?
What is the difference between a free tier and a free trial?
Sources
Every figure above is dated and links to its primary source.
- ElevenLabs pricing (2026-06-16): Free 10,000 credits/mo; commercial licence starts at Starter ($6/mo); instant/professional cloning gated to paid. checked 2026-06-16
- Speechmatics pricing (re-checked 2026-07-11): free tier grown to 3,000 minutes/mo STT (50 hrs), split 1,200 real-time + 1,800 batch, plus ~1M TTS characters, no card, 2 concurrent real-time sessions. checked 2026-07-11
- Deepgram pricing (2026-06-16): $200 free credit, no minimums and no expiry, usable across STT, TTS and the Voice Agent API; no card. checked 2026-06-16
- LiveKit pricing (2026-06-16): free Build tier with 1,000 agent-session minutes/mo (plus WebRTC minutes, an inference credit and a free US number), no card. checked 2026-06-16
- Cartesia pricing (2026-06-16): Free tier 20,000 credits/mo with 2 TTS / 8 STT streams; commercial-use licence and instant cloning are Pro+. checked 2026-06-16
- Bland pricing (2026-06-16): free Start plan (no card) plus 2 credits and a free inbound number; capped at 100 calls/day, 10 concurrent, 1 voice clone. checked 2026-06-16
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